Have you Invested in a structured product?

If you have invested in a structured product in the past, even if it is now finished or closed, you may well be entitled to compensation.

What is a structured product?

There is no standardised definition of a structured product. We believe that any financial investment that uses derivatives or is based on a derivative structure can probably be included. Most of the products covered will have similar features:

They will be based on a term, normally varying from one year to five years, they will offer your money back at the end of the relevant term (subject to certain conditions being met), and will have the core return linked to a stock market index, which may be something like the FTSE 100 index, the FTSE All Share Index or may be something more diverse like the Euro Stocks 50 Index.

They would often have a third party “guarantee” from a bank or other major financial institution.

They are sometimes known as protected plans.